Types of health insurance available after leaving the company
Several kinds of health insurance are available to you after you leave the company. This section summarizes a few of these. For detailed information, obtain a pamphlet describing the required procedures from the individual in charge of health insurance matters at your workplace before you leave the company. Read it carefully.

National health insurance, National health insurance medical care system for retirees
A dependent under another health insurance plan
Sony health insurance medical care system for retirees (Special-Case Retired Individuals Medical Care System)
Voluntary Continuation Health Insurance System


Open to all Japanese citizens

  National health insurance National health insurance medical care system for retirees
System overview This is a publicly managed system open to everyone (operated by the local government in the area in which you live)
This system's membership consists primarily of self-employed individuals, such as shopkeepers and people working in agriculture.
Former salaried employees (retirees only) are eligible to join the National Health Insurance system.
Eligibility Open to all Japanese citizens.
Note: If you do not join a health insurance plan after leaving the company, you must join the National Health Insurance system.
Individuals receiving "old age (retirement) pension benefits" who were members of employees' pension plans for 20 years or longer (or for a total of 10 years or more after becoming 40 years of age)
Valid period of membership You are eligible to remain a member of this plan until you take a job and join another health insurance plan, or become a dependent under another health insurance plan (not including Sony medical care system for retirees or the Voluntary Continuation Health Insurance System).
Note: Even if you join the Health and Medical Service System for the Aged upon turning 75, you will continue to be a member of the National Health Insurance system.
Procedures for joining the plan Immediately after leaving the company, complete the required procedures at the National Health Insurance office at your local government.
Insurance premiums Premiums vary by region.
For detailed information, contact the National Health Insurance office at your local government.
Insurance card National Health Insurance card
Copayment
Insured persons less than 70 years of age and dependents between school student and 69 30% of the total amount for both inpatient and outpatient services
Dependents who is prechool 20% of the total amount for both inpatient and outpatient services
Insured persons and dependents aged 70-74 Persons with general income
20% of the total amount for both inpatient and outpatient services
10% through March 31,2009*1
Persons earning the same amount as active workers*2
30% of the total amount for both inpatient and outpatient services
*1 Although copayment for those aged 70-74 was scheduled for revision to 20% effective April 2008 , this revision has been postponed until April 2009. Under exceptional measures for FY 2008, the difference from this copayment of 20% is covered by the Japanese government.
*2Persons with standard monthly salaries of 280,000 yen or higher and annual taxable income of 1,450,000 yen or higher.



You may join if you meet certain income and other conditions.

Becoming a dependent under another health insurance plan
System
overview
Individuals of a retirement income below a certain level may qualify for dependent status. Individuals in such cases may become dependents under the health insurance plan of the individual on whom he or she depends for financial support.
Eligibility You must meet the conditions of the health insurance plan.
*These conditions are the same as those for becoming a dependent under Sony Health Insurance.
Valid period of
membership
You may become a dependent under the health insurance plan as long as you meet its conditions for eligibility.
Procedures for
joining the plan
Immediately upon leaving the company, take the steps necessary to become a dependent under the health insurance plan of the individual on whom you depend for financial support.
Insurance
premiums
You will not need to pay insurance premiums, since they are paid by the individual insured.
Insurance card Health insurance card of the health insurance plan under which you are a dependent
Copayment 30% * Certain health insurance plans provide additional benefits.



Operated by the Sony Health Insurance Society in place of the National Health Insurance system

Sony health insurance medical care system for retirees
System overview A health insurance plan for retirees operated by the Sony Health Insurance Society in place of the National Health Insurance system
Members receive the same benefits and healthcare services received while actively employed.
Note: This plan entails several restrictions and precautions.
Eligibility Individuals receiving "old-age (retirement) pension benefits" or "aggregate old-age (retirement) pension benefits" who were members of the Sony Health Insurance Society (including Sony Sales Health Insurance and Aiwa Health Insurance) for a total of 20 years or more (or for a total of 10 years or more after becoming 40 years of age)
Valid period of membership Note: After joining this program, you can lose eligibility only in the following cases: when the insured person dies, when you accept a position with a company that requires you to join its health insurance plan, when you become a dependent under another health insurance plan, when your residency is cancelled due to moving overseas, or when you have not paid your insurance premiums.
Procedures for joining the plan Take the steps necessary with respect to Sony Health Insurance within 20 calendar days of the day after the date your retirement from the company.
Note: Once more than 3 months pass after your retirement from the company, you are no longer eligible to join the plan.
Application documents (1) Special-Case Retired Individuals Medical Care System application
(2) Letter of Confirmation
(3) Remittance application (for Sumitomo Mitsui Banking Corp.)
(4) Automatic remittance application (for postal savings accounts)
Insurance premiums A single rate applies to all plan members (including long-term care insurance premiums paid through the month prior to the insured's 65th birthday)
* In general, the insured will pay 50% of the health insurance premiums payable based on the average salary during his or her tenure with the company.
Insurance card Special-Case Retired Individuals Medical Care System card
Copayment Same as when during active employment.
* Although you can receive additional benefits, you cannot receive illness or injury allowance.
Insured persons less than 70 years of age and dependents between school student and 69 30% of the total amount for both inpatient and outpatient services
Dependents who is prechool 20% of the total amount for both inpatient and outpatient services
Insured persons and dependents aged 70-74 Persons with general income
20% of the total amount for both inpatient and outpatient services
10% through March 31,2009*1
Persons earning the same amount as active workers*2
30% of the total amount for both inpatient and outpatient services
*1 Although copayment for those aged 70-74 was scheduled for revision to 20% effective April 2008 , this revision has been postponed until April 2009. Under exceptional measures for FY 2008, the difference from this copayment of 20% is covered by the Japanese government.
*2Persons with standard monthly salaries of 280,000 yen or higher and annual taxable income of 1,450,000 yen or higher.



Voluntary system

Voluntaty Continuation Health Insurance System
System overview This system is intended to provide health insurance until you join another system.
Note: Since this system is available for selection on a voluntary basis, certain strict restrictions apply after joining.
Eligibility An individual who was continuously insured under Sony Health Insurance for at least two months through the date on which he or she left the company.
Valid period of membership Within two years of the day after the date on which you left the company
You can lose your eligibility under this plan only in the following cases:
* Two years have passed since your coverage began.
* You have joined another company and become eligible for coverage under its insurance plan.
* You have not paid your insurance premiums on time (they must be received between the first and the tenth of each month)
Note: You cannot withdraw from the system if the sole reason for withdrawal is "to become a dependent under another health insurance plan" or "to join the National Health Insurance system."
Procedures for joining the plan Take the steps necessary with respect to Sony Health Insurance within 20 calendar days of the day after the date of your retirement from the company.
Application documents Application to Join the Voluntary Continuation Health Insurance System

Note: In addition to submitting the application, you must remit your insurance premium payment within 20 calendar days of the day after the date of your retirement from the company.
Insurance premiums You must pay all premiums, including those previously paid by the company
(The maximum premium amounts will be applied; individuals aged 40 through 64 must also pay the entire amount of long-term care insurance premiums)
*Calculated on the basis of your standard monthly remuneration (insurance premiums) at the time you left the company
Remit payment directly to the account designated by Sony Health Insurance (failure to make payments on time will result in loss of insurance coverage)
Please refer to the "System for advance payment of insurance premiums under the voluntary continuation system" if you wish to pay in advance (in lump sum payments)
Insurance card Voluntary Continuation Health Insurance System card
Copayment
Insured persons less than 70 years of age and dependents between school student and 69 30% of the total amount for both inpatient and outpatient services
Dependents who is prechool 20% of the total amount for both inpatient and outpatient services
Insured persons and dependents aged 70-74 Persons with general income
20% of the total amount for both inpatient and outpatient services
10% through March 31,2009*1
Persons earning the same amount as active workers*2
30% of the total amount for both inpatient and outpatient services
*1 Although copayment for those aged 70-74 was scheduled for revision to 20% effective April 2008 , this revision has been postponed until April 2009. Under exceptional measures for FY 2008, the difference from this copayment of 20% is covered by the Japanese government.
*2Persons with standard monthly salaries of 280,000 yen or higher and annual taxable income of 1,450,000 yen or higher.



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