介護保険制度について
The long-term care insurance system was implemented in April 2000 to provide society-wide support for an aging society. Half of the financial resources for this system is provided from public funds, with the remaining 50% covered by long-term care insurance premiums paid by all Japanese citizens aged 40 and older.

Roles of Sony Health Insurance

Although long-term care insurance is operated by local governments, health insurance societies are responsible for administering the No. 2 insured individuals under long-term care insurance aged 40 to 64 and collecting insurance premiums.
Premiums paid by insured individuals are distributed to local governments for use in providing healthcare services.

Illustration: Long term care insurance system



Methods of calculating long-term care insurance premiums

Calculation


Long-term care insurance premiums:
10/1000
Borne by employer:
5/1000
Borne by insured person:
5/1000

* long-term care insurance premiums are collected from all insured individuals covered under Sony Health Insurance aged 40 to 64, together with their health insurance premiums.


Long-term care insurance premiums exemption (exempt No. 2 insured individuals)

If the No. 2 insured individuals under long-term care insurance (i.e., insured and dependents aged 40 to 64 under Sony Health Insurance) meet the following conditions, they will be considered as "exempt No. 2 insured individuals” and exempted from insurance premiums payments.
Note that Sony Health Insurance cannot determine if an individual is exempt unless he or she submits a Notice of Exemption.

Long-term care insurance exempt individuals

Individuals exempt from long-term care insurance:
(1) Individuals residing overseas due to appointment to positions overseas or other reasons who have cancelled their registration of residence in Japan
(2) Individuals living in facilities for individuals with physical disabilities
Facilities for individuals with physical disabilities
Facilities for children (individuals) with serious illnesses
Wards for children (individuals) with serious illnesses or children (individuals) with progressive muscular atrophy at national hospitals or elsewhere
Welfare facilities pursuant to the law on welfare associations for individuals with physical and mental disabilities
Leprosy care facilities
Relief facilities pursuant to Daily Life Protection Law
Special employee healthcare facilities pursuant to enforcement egulations of the Workers' Accident Compensation Insurance Law
(3) Foreign laborers permitted to reside in Japan for less than one year from date of entry


PDF: "Notice of Exemption/Non-Exemption for long-term care Insurance"


This Notice of Exemption must be completed by the insured. Even in cases when the insured resides overseas due to appointment to an overseas position and only the dependent is eligible because he or she lives in a care facility, the insured must complete this notice and submit it to Sony Health Insurance via the individual in charge of health insurance matters at his or her workplace.

In addition, when an insured individual returns from overseas and registers his or her residence in Japan, he or she will no longer be exempt. In such cases, he or she must fill out a Notice of Non-Exemption and submit it to Sony Health Insurance via the individual in charge of health insurance matters at his or her workplace.


Long-term care insurance premiums for dependents
The long-term care insurance premiums collected from insured individuals covered under Sony Health Insurance aged 40 to 64 include long-term care insurance premiums for dependents aged 40 to 64.


Copyright 2003 Sony Health Insurance Society All Rights Reserved.